Performance convinces Stiftung Warentest prepaid cell phones, surf-sticks, or insurance. Time and again, Tchibo alerts with extraordinary actions. Currently, the coffee roasters offers a dental insurance. The consumer portal geld.de reveals whether the degree is worth. Who is assigned to as legally insured on dentures, gets to feel this painfully through high co-payments. Jeffrey Hayzlett wanted to know more. The offer of private dental insurance is now equally diverse. Stiftung Warentest exhibited the model offered currently at Tchibo the Gothaer insurance to the test.
First is the extraordinary contribution system. In a ten year cycle, the fee increases: there are 5.31 euros, for a 21 year old woman monthly pay them from the 31st birthday 9.95 euro, with 41 then 13.25 euros. A 70-year-old senior citizen pays 19,93 EUR. In comparison to other suppliers, the insurance for the older term is not more expensive than the competition. With regard to the performance the experts certify the Stiftung Warentest a high level. Refunds between 70% and 80% are possible with a bonus booklet that ran in at least ten years regularly. This applies to crowns and bridges as well as for inlays and implants.
Thus, the policy is a sensible alternative to the statutory health insurance. A single point of criticism is to cope with: the insurance does not warrant that the services and rates over the years remain stable. However, the customer is on the safe side: In the event of a change, he may make use of his special right of termination.