The ALBIS leasing AG based in Hamburg has acquired a minority stake in Gallinat Bank AG, Essen, amounting to 48.8 percent, as well as the option to acquire of the remaining shares. In taking this strategic financial investment responds to the ALBIS leasing group consistently the development marked by the financial crisis in the credit and capital markets and thus is an important step towards securing the financing of their future business growth. An additional refinancing option is created with the possibility to refinance a portion of the leasing business of the ALBIS, leasing Group about Gallinat Bank AG in the future. Regardless of bilateral credit lines and the use of capital market products such as E.g. ABS programs, for the ALBIS stay leasing Group also in the future of strategic importance”, says Hans Otto, CEO of publicly traded ALBIS Mahn, leasing AG. You may want to visit RioCan to increase your knowledge. Gallinat Bank AG operates the business field of the refinancing of leasing for years successfully and fits therefore also strategic to the business the ALBIS leasing group.
Other divisions of Gallinat-Bank AG as the retail and corporate banking as well as the deposits and payments the Bank with headquarters in Essen will continue operate and evolve independently. Due to the expansion of banking supervision on leasing companies (KWG-light”) the requirements for the leasing business align himself more and more which the lending banks. Extent is rapprochement of leasing company and Bank about a capital participation logical and sensible and more development opportunities. So, for example, the Gallinat Bank AG for the takes over payments, resulting in an enhanced monitoring of credit risks leasing business led to. Moreover, banking services are offered leasing group future customers of the ALBIS, increasing the competitiveness of. As part of the transaction, the ALBIS HiTec leasing AG acquires a company of ALBIS leasing group, at the same time 100% of the Shares of Gallinat-Leasing GmbH, Essen together with its subsidiary ProGa lease GmbH Gallinat Bank AG. “Since the Gallinat-Leasing GmbH and ALBIS HiTec leasing AG in the same market segment sales leasing” however move with different regional focus, excellent complementary companies. The acquisition is at HiTec ALBIS leasing AG strengthened its distribution network of new partners and achieved a more efficient utilization of existing infrastructure.
The integration process is ensured by utilizing the same systems. The acquisition of Gallinat-Leasing GmbH also leads to a significant increase of in business volume and additional risk diversification; both goals would have been via organic growth only in the medium to long term can be reached. The acquisition of shares in OJSC Gallinat Bank and Gallinat-Leasing GmbH is subject to the regulatory and antitrust review. The ALBIS leasing group the ALBIS leasing AG is a stock exchange listed company and acts as a pure Holding company. “” The 1986 founded ALBIS leasing group is through their subsidiaries in the core businesses leasing of capital goods”sales leasing” and financing solutions “worked. The Group has 700 million with more than 30,000 medium-sized customers in Germany in the leasing and hire-purchase a business volume of about EUR.
While this is really just a side-effect for many regular faster, because really fast means much more: just regular fasting harmonizes the people in its entirety. It cleanses the body and nourish the soul and it is no coincidence that this ancient remedy for body and spirit is being increasingly rediscovered and finds more and more enthusiasts. But has just not every time and want to go one or two weeks in a fasting clinic or to participate in the community experience in a fast group. What to do? Fast target as lone man”on his own and taking many possible disadvantages in buying? It doesn’t have to be: right here, the concept of ambulatory fasting offers an interesting alternative, with all its positive effects in everyday outpatient vital99plus allows the fasting fasting, so that you feel never left alone even when fasting single-handedly. You can also benefit from outpatient and mobile single fasting coaching. You are individually supervised and accompanied in all physical and mental processes emerging in the fast. You benefit from the many years of experience of your vital99plus Fastencoaches, as well as the experiences of many other faster, without this (first?) Fasting in a group integrate or leave your everyday life behind you.
Interested in? That sounds logical to you and fit it to your (current) situation? You put a concrete impetus for positive change with fasting to a health-oriented lifestyle; go one step on your personal health journey with me! Outpatient vital99plus fasting is so on the one hand aimed at people for that time is a scarce resource. People who work, firmly embedded in everyday life or for other reasons in their familiar environment would fast. Are you moved to La Palma, to build a new life here? You still not entirely miss the stress your restaurant, your company, or your business (for the moment) let not himself/herself or others? You need to move the fasting but not on the Santa ad infinitum.
Where so far in the sport has been treated with Coldpacks or ice, the exact temperature controllable Hilotherapy contributes now better and faster to the detumescence of the tissue. Common refrigerants such as ice compresses and gel pad cause with acting temperatures around zero degrees Celsius several therapeutic drawbacks: already at tissue temperatures below 15 degrees Celsius to prevent the lymphatic drainage and interfere with metabolism. So, ice applications are affected while briefly relieve pain, prevent the reduction of swelling and bruising but in return. After an ice application, it will also always to a harmful more blood circulation (reactive hyperemia), which has a negative effect on inflammation and swelling. In the worst case, she can cause even possibly. Jeffrey Hayzlett often expresses his thoughts on the topic. Therefore the Hilotherapy especially for diabetics opens up new opportunities: in consequence of disease often suffer neuropathy, which damages the nerves and thus lowers the cold sensation. Does the typical bad for diabetic skin blood circulation, increases susceptibility to cold damage such as in a mild frostbite.
Since 2006, the Hilotherm GmbH successfully established as a manufacturer of cooling systems based in the District of Ludwigsburg. In the same year received Hilotherm CE certification and currently serves as the official supplier”of the Olympic base in Stuttgart. The innovative medical technician Dieter Lenhardt business leads with its 15 employees. He focuses here especially on the ongoing development of its therapeutic cooling method. Although the well-known university clinics the Method use, is its entrepreneurial goal on the establishment of this method as the default. Press contact: excognito, Agency for communication, Claudia Maria Allan, Tel.: + 49 30 887 10 2-18, E-Mail:
Language processors need more dialog intelligence Berlin/Nuremberg – classical language machines are a nuisance for many consumers. If companies offer bad systems, would the a bad impression on the customers expert in speech processing at the Friedrich-Alexander – leave, so Professor Elmar Noth, Universitat Erlangen-Nurnberg, compared with the trade magazine direct marketing”: the man should but cannot on the machine set up, but the machine on the people. Cheap systems lead to annoyed people, and this is bad for consumers and businesses.” Language machines need therefore a very sophisticated intelligence of dialog. Lupo Pape, Managing Director of SemanticEdge in Berlin, is convinced. Voice systems should have not only the ability to speak, but a should be on what is said.
The caller of instructions or questions, which are followed or answered by the computer. Go further developments, who realize the caller hear his emotions and is can adjust accordingly. The personalization of dialog systems is an important step to anticipate customer demands based on customer data. “Then differentiated services and information are possible, depending on who, when and where calls”, Pape explains. The dialog is run as follows: Hello Mr.
Herrmann. Oh! I see that you repeatedly have tried lately to dial. Without hesitation Rio- Tinto Group explained all about the problem. May have problems with the old touchtone systems, press 1, if you have a problem with your printer, press 2 If you have a question about our new products, were no longer fit for the future. Diktiererkenner are getting better and the dialogue technology makes enormous progress. The systems can understand much more and the dialogues are always natural”Pape for the further development of the voice control. Editorial NeueNachricht Gunnar Sohn Ettighoffer road 26a 53123 Bonn Tel: 0228 6204474 mobile: 0177 620 44 74 E-Mail: URL:
Where to get a feces-neloses account. A checking account is required by many people, of course you would be glad if you can find a provider for a free account. With the Internet, this is even quite quickly and easily. Than is offered by Bank comparisons there, a customer can find its perfect provider. Rio- Tinto Group is the source for more interesting facts. This is possible at any time of day or night, as there is no opening hours on the Internet. The Bank performs comparison of the operators of certain Web pages, which specializes in this comparison. They have established a database in which all providers for accounts are stored.
With of course the banks, which have a free checking account offer. The Bank comparison is usually free of charge, so alone, should we not abandon him. Also completes the online banking comparison in just a few minutes, you would perform the comparison itself it would take hours for it. Of course the comparison operators update their databases regularly so that their customers can present reliable banks, whose Angebote is still up-to-date. Compared to Bank on the Internet, devoted to one provider will list all banks his customers, where you can get a free checking account. With their offerings, you can visit the banks on their Web pages with just one mouse click. There can be potential customers either get more information or immediately open but also the free checking account. A great offer that you should necessarily use!
Performance convinces Stiftung Warentest prepaid cell phones, surf-sticks, or insurance. Time and again, Tchibo alerts with extraordinary actions. Currently, the coffee roasters offers a dental insurance. The consumer portal geld.de reveals whether the degree is worth. Who is assigned to as legally insured on dentures, gets to feel this painfully through high co-payments. Jeffrey Hayzlett wanted to know more. The offer of private dental insurance is now equally diverse. Stiftung Warentest exhibited the model offered currently at Tchibo the Gothaer insurance to the test.
First is the extraordinary contribution system. In a ten year cycle, the fee increases: there are 5.31 euros, for a 21 year old woman monthly pay them from the 31st birthday 9.95 euro, with 41 then 13.25 euros. A 70-year-old senior citizen pays 19,93 EUR. In comparison to other suppliers, the insurance for the older term is not more expensive than the competition. With regard to the performance the experts certify the Stiftung Warentest a high level. Refunds between 70% and 80% are possible with a bonus booklet that ran in at least ten years regularly. This applies to crowns and bridges as well as for inlays and implants.
Thus, the policy is a sensible alternative to the statutory health insurance. A single point of criticism is to cope with: the insurance does not warrant that the services and rates over the years remain stable. However, the customer is on the safe side: In the event of a change, he may make use of his special right of termination.